Payment Protection Insurance (PPI) was sold with products that you need to make repayments on such as Credit Cards, Mortgages, and Loans. In the event of an accident, sickness, or unemployment you would be covered on from making the payments.
The scandal is that banks and lenders often sold us PPI - without telling us. If you have any of the following you many have been paying for PPI.
Click your year of birth to find out if you were mis-sold PPI-1927 1927 1928 1929 1930 1931 1932 1933 1934 1935 1936 1937 1938 1939 1940 1941 1942 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989
The final deadline has officially been set by the FCA to ensure that all are being held accountable under one of the biggest banking scandals in the country’s history.
There have already been millions of UK citizens that have been awarded substantial compensation from the pot of £40bn set to cover the payouts.
You could go back and check through each account that you opened from Credit Cards and Finance Agreements, to any Loan or Mortgage. You would then need to contact each company separately, make sure you have all the right documents, and start the correspondence process collecting all of your evidence. Or You could do it the quick, easy, and painless way by having us do it for you.
We are committed to protecting the personal privacy of its clients and users of this site. We value your privacy in respect of all personal information you send to us, as a result of your use of this site.
We will treat all and any information received confidentially in accordance with the Data Protection Act and will only use that information to allow us to deal with your enquiry, with the exception of where the law requires us to disclose it, or where it is necessary to disclose the information to comply with a regulatory or legal process.
If you wish to see the information we hold on you, you are within your rights to make a request. Please note that there is a standard £10 administration charge and we your details will be submitted within four weeks from payment being made.
Please contact us via telephone if you are in any doubt or wish to check the status of an email sent to us.
The Company needs to collect and use certain types of information about citizens and other individuals who come into contact with the Company. This personal information must be dealt with properly however it is collected, recorded and used – whether on paper, in a computer, or recorded on other material – and there are safeguards to ensure this in the Data Protection Act 1998.
The Company regards the lawful and correct treatment of personal information as very important and therefore ensures that personal information is treated lawfully and correctly. To this end the Company fully endorses and adheres to the Principles of Data Protection, as detailed in the Data Protection Act 1998.
Specifically, the Principles require that personal information:
The Company will, through appropriate management, strict application of criteria and controls:
In addition, the Company will ensure that:
This policy will be updated as necessary to reflect best practice in data management, security and control and to ensure compliance with any changes or amendments made to the Data Protection Act 1998.
Cookies are small files saved to the users computers hard drive that track, save and store information about the users interactions and usage of the website. This allows the website, through it’s server to provide the users with a tailored experience within this website.
Users are advised that if they wish to deny the use and saving of cookies from this website on to their computers hard drive they should take necessary steps within their web browsers security settings to block all cookies from this website and it’s external serving vendors.
Other cookies may be stored to your computers hard drive by external vendors when this website uses referral programs, sponsored links or adverts. Such cookies are used for conversion and referral tracking and typically expire after 30 days, though some may take longer. No personal information is stored, saved or collected.
A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.
Direct Redress Limited has designed this website with the idea of offering you a source of information. Whilst we endeavour to maintain the site and keep the information held within as up to date as possible, we cannot accept any liability or responsibility for any mistakes or omissions.
The content of the website concerns our services and is for general information and guidance only. Specific and individual cases may require a unique approach, as circumstances of and particular situations can and will differ from person to person. We will be happy to discuss the specifics of your situation with you, if and when you instruct us to act on your behalf. You should always consult a legal specialist, before deciding to take, or not to take, legal action. In some cases we will refer you to an appropriate solicitor as set out in paragraph 9 below.
By using this website and the information contained within, you agree to be bound by our terms and conditions of use. In particular, we will not be liable for any losses, damage (whether direct or indirect and including without limitation, loss suffered as a result of breach of these terms which is not a foreseeable consequence of the breach, lost profits, lost opportunity, goodwill, loss of contracts, increased costs or expenses) arising out of the use or inability to access the information on this website, or as a result of any errors or omissions on the website.
We do aim to make sure that the website is operational 24hrs a day, but cannot always guarantee this, as there are aspects pertaining to the operation of the site, that are out of our hands and if needed, we may suspend access to the website at any time and for any reason and without notice.
This website does not provide legal advice or make any offers of any sort. By using the site, you agree that you are not relying on the information in the site and its content.
For some types of claim we have a referral relationship with solicitors from whom we may receive a referral fee for passing them details of your claim. Please refer to paragraph 9 for our additional terms for referred claims.
We cannot accept any liability for any viruses that may be downloaded as a result of using this site, although we do aim to ensure that the website is free from viruses.
We make no warranties, promises or guarantees, in relation to the content of any sites that are linked to from this website as they are not controlled by Direct Redress Limited and as such, we cannot accept any liability for them.
All intellectual property rights and copyright in the material on this website belongs to Direct Redress Limited, unless otherwise stated.
Direct Redress is incredibly proud to support Clic Sargent and donate a percentage of profits to the charity.
WHAT IS IT THAT DIRECT REDRESS LIMITED WILL DO FOR YOU?
WHAT IS IT THAT DIRECT REDRESS LIMITED WILL NOT DO FOR YOU?
WHAT IS IT THAT WE REQUIRE YOU TO DO?
Non Payment of Invoice (Cash) Without exception, all invoices must be paid in full within 14 days of issue. The costs of any telephone calls and invoice reminders may be added to the outstanding debt:-
Non Payment of Invoice (Reduction) Without exception, all invoices must be paid in full within 14 days of issue. The costs of any telephone calls and invoice reminders may be added to the outstanding debt:-
Debt Recovery The cost of any County Court action (£30-£108) will be added to the outstanding debt together with statutory interest, pursuant to Section 69 of County Court Act 1984 until the debt is paid in full.
HOW DIRECT REDRESS LIMITED WILL COLLECT OUR FEES
You are responsible for the immediate payment of our fees. These fees must be paid from the amount you are awarded.
PPI (Loan or Credit Card)
Again, the total amount recovered could amount to around 30% of your loan. If this is the settlement that you receive, our fees will be calculated from a combination of the amount recovered in a cash sum and the amount we have reduced your loan by. We expect our fees to be paid out of the lump sum you receive. If you benefit financially by way of a reduction of an existing debt (such as arrears); Direct Redress Limited require our fees settling on this matter, as set out in Clause 4 of the Terms of Engagement.
Credit Card Charges
Packaged Bank Account
CANCELLATION OF THIS AGREEMENT
THE COMPLAINTS PROCEDURE
The Company operates a complaints procedure, full details of which are available upon request.
We will hold, control and process your personal information in accordance with the Data Protection Act 1998. By providing your personal information to us, you explicitly authorise us to process the information for the purposes set out in this paragraph. You can, at any time, request a copy of all information we hold relating to you by writing to us (a written Data Subject Access Request in accordance with the Data Protection Act). You will be charged an administration charge of £10.00 for this. We will use the personal information you provide to assess your claim and carry out our duties in accordance to this Agreement. We may share your personal information with other companies if necessary during the process of your claim for compensation, or any financial matters we believe may be of assistance to you. You have the right to opt out of having your details shared and any request for this should be made by either telephone or in writing